/* =========================================================
   Compounder — $100/mo investment plan dashboard
   Palette: deep slate surfaces, paper-cream text, teal accent.
   ========================================================= */

:root {
  /* Surfaces — deep, sober, financial */
  --bg:        #0A0F1A;
  --surface:   #111827;
  --surface-2: #161F30;
  --surface-3: #1C2738;
  --border:    #243044;
  --border-2:  #2E3C54;

  /* Text */
  --text:        #E8ECF4;
  --text-muted:  #A0AAC0;
  --text-faint:  #6B7588;

  /* Accents */
  --accent:        #35C2B6;   /* teal */
  --accent-soft:   #1F4F4D;
  --accent-ink:    #0A0F1A;

  /* Sleeve colors (chart-system, not UI) */
  --c-cash: #C8B273;          /* gold */
  --c-core: #5B8DEF;          /* steel blue */
  --c-tech: #35C2B6;          /* teal accent */
  --c-semi: #C97052;          /* terracotta */

  /* Type */
  --font-sans:  'Satoshi', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono:  'JetBrains Mono', ui-monospace, 'SF Mono', Consolas, monospace;

  --radius:    14px;
  --radius-sm: 10px;
  --radius-lg: 20px;

  --shadow-1: 0 1px 2px rgba(0,0,0,0.4), 0 0 0 1px var(--border);
  --shadow-2: 0 12px 30px -12px rgba(0,0,0,0.6), 0 0 0 1px var(--border);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.55;
  font-feature-settings: "ss01","cv11";
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;

  /* subtle radial wash for depth, not decoration */
  background-image:
    radial-gradient(1200px 600px at 80% -10%, rgba(53,194,182,0.06), transparent 60%),
    radial-gradient(900px 500px at -10% 10%, rgba(91,141,239,0.05), transparent 60%);
  background-attachment: fixed;
}

a { color: var(--accent); text-decoration: none; }
a:hover { color: #6FDFD3; }

.skip {
  position: absolute; left: -9999px; top: 0;
  background: var(--accent); color: var(--accent-ink);
  padding: .5rem .75rem; border-radius: var(--radius-sm);
  font-weight: 600;
}
.skip:focus { left: 1rem; top: 1rem; z-index: 100; }

.container {
  width: min(1200px, 100% - 2.5rem);
  margin-inline: auto;
}

.muted { color: var(--text-muted); }
.num { font-family: var(--font-mono); font-feature-settings: "tnum","lnum"; }

/* ---------- Top bar ---------- */
.topbar {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10,15,26,0.78);
  backdrop-filter: saturate(160%) blur(12px);
  -webkit-backdrop-filter: saturate(160%) blur(12px);
  border-bottom: 1px solid var(--border);
}
.topbar__inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: .85rem 0;
  gap: 1.25rem;
}
.brand {
  display: flex; align-items: center; gap: .65rem;
  color: var(--text); font-weight: 700;
}
.brand__mark { color: var(--surface-3); flex: 0 0 auto; }
.brand__name { letter-spacing: -0.01em; font-size: 1.05rem; }
.brand__dot { color: var(--accent); }
.brand__sub {
  color: var(--text-faint);
  font-weight: 500;
  font-size: .8rem;
  padding-left: .65rem; margin-left: .2rem;
  border-left: 1px solid var(--border);
}
.topnav {
  display: flex; gap: 1.25rem;
  font-size: .9rem;
}
.topnav a {
  color: var(--text-muted);
  font-weight: 500;
  padding: .35rem 0;
  border-bottom: 1px solid transparent;
  transition: color .2s, border-color .2s;
}
.topnav a:hover { color: var(--text); border-bottom-color: var(--accent); }

@media (max-width: 760px) {
  .brand__sub { display: none; }
  .topnav { display: none; }
}

/* ---------- Hero ---------- */
.hero {
  padding: 5rem 0 3rem;
  display: grid; grid-template-columns: 1.15fr 1fr;
  gap: 3rem;
  align-items: end;
}
.eyebrow {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: .75rem; letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1rem;
}
.hero h1 {
  font-size: clamp(2rem, 4.6vw, 3.6rem);
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin: 0 0 1.25rem;
  font-weight: 700;
}
.lede {
  color: var(--text-muted);
  font-size: 1.075rem;
  max-width: 56ch;
  margin: 0 0 2rem;
}
.hero__meta {
  display: grid; grid-template-columns: repeat(4, minmax(0,1fr));
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.meta {
  background: var(--surface);
  padding: 1rem 1.1rem;
}
.meta__k {
  font-size: .72rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-faint); margin-bottom: .35rem;
  font-family: var(--font-mono);
}
.meta__v { font-weight: 600; }

/* viz panel */
.hero__viz {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  box-shadow: var(--shadow-2);
}
.viz__head {
  display: flex; justify-content: space-between; align-items: flex-start; gap: 1rem;
  margin-bottom: 1.25rem;
}
.viz__label {
  font-size: .75rem; letter-spacing: .08em; text-transform: uppercase;
  color: var(--text-faint); margin-bottom: .35rem;
  font-family: var(--font-mono);
}
.viz__total {
  font-size: 2.25rem; font-weight: 700; letter-spacing: -0.02em;
  font-family: var(--font-mono);
  font-feature-settings: "tnum","lnum";
}
.viz__per { color: var(--text-faint); font-size: 1rem; font-weight: 500; margin-left: .15em; }
.viz__legend {
  list-style: none; padding: 0; margin: 0;
  display: flex; flex-direction: column;
  gap: .35rem;
  font-size: .78rem; color: var(--text-muted);
  align-items: flex-start;
}
.viz__legend li {
  display: inline-flex; align-items: center; gap: .45rem;
  white-space: nowrap;
}
.dot {
  display: inline-block; width: 9px; height: 9px; border-radius: 50%;
  margin-right: .4rem; vertical-align: middle;
}
.dot--cash { background: var(--c-cash); }
.dot--core { background: var(--c-core); }
.dot--tech { background: var(--c-tech); }
.dot--semi { background: var(--c-semi); }

.viz__kpis {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin: 1.5rem 0 0;
  overflow: hidden;
}
.viz__kpis > div {
  background: var(--surface-2);
  padding: 1rem;
}
.viz__kpis dt {
  font-size: .7rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-faint); margin-bottom: .3rem;
  font-family: var(--font-mono);
}
.viz__kpis dd {
  margin: 0; font-weight: 700; font-size: 1.1rem;
  font-family: var(--font-mono); font-feature-settings: "tnum","lnum";
}

/* ---------- Allocation bar ---------- */
.bar {
  display: flex; width: 100%;
  height: 56px;
  border-radius: var(--radius-sm);
  overflow: hidden;
  background: var(--surface-3);
  border: 1px solid var(--border);
}
.bar__seg {
  width: var(--w);
  display: flex; flex-direction: column; align-items: flex-start; justify-content: center;
  padding: .5rem .75rem;
  color: var(--accent-ink);
  font-weight: 600;
  position: relative;
  min-width: 0;
  transition: filter .2s;
}
.bar__seg b {
  font-family: var(--font-mono);
  font-size: .85rem;
  font-feature-settings: "tnum";
  letter-spacing: -0.01em;
  font-weight: 700;
  display: block;
}
.bar__seg i {
  font-style: normal;
  font-size: .7rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  opacity: .82;
  font-weight: 500;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  display: block;
  width: 100%;
}
.bar__seg:hover { filter: brightness(1.08); }
.seg--cash { background: var(--c-cash); }
.seg--core { background: var(--c-core); color: #fff; }
.seg--tech { background: var(--c-tech); color: var(--accent-ink); }
.seg--semi { background: var(--c-semi); color: #fff; }

/* ---------- Sections ---------- */
.section {
  padding: 4rem 0;
  border-top: 1px solid var(--border);
}
.section__head {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
  align-items: end;
}
.section__head h2 {
  font-size: clamp(1.5rem, 2.6vw, 2.1rem);
  line-height: 1.15;
  letter-spacing: -0.015em;
  margin: 0;
  font-weight: 700;
  max-width: 28ch;
}
.section__lede {
  color: var(--text-muted);
  margin: 0;
  font-size: .98rem;
  max-width: 60ch;
}
@media (max-width: 820px) {
  .section__head { grid-template-columns: 1fr; gap: 1rem; }
}

/* ---------- Grid utilities ---------- */
.grid { display: grid; gap: 1.25rem; }
.grid--2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid--3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.grid--schedule { grid-template-columns: 1.05fr 1fr; gap: 1.5rem; align-items: start; }

@media (max-width: 980px) {
  .grid--3 { grid-template-columns: 1fr 1fr; }
  .grid--schedule { grid-template-columns: 1fr; }
}
@media (max-width: 700px) {
  .grid--2, .grid--3 { grid-template-columns: 1fr; }
  .hero { grid-template-columns: 1fr; padding-top: 3rem; gap: 2rem; }
  .hero__meta { grid-template-columns: repeat(2, 1fr); }
  .viz__kpis { grid-template-columns: 1fr; }
}

/* ---------- Cards ---------- */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  display: flex; flex-direction: column;
  gap: 1.1rem;
}
.card--accent {
  border-color: var(--accent-soft);
  background:
    linear-gradient(180deg, rgba(53,194,182,0.06), transparent 40%),
    var(--surface);
}

/* ---------- Chips ---------- */
.chip {
  display: inline-flex; align-items: center;
  font-family: var(--font-mono);
  font-size: .72rem; letter-spacing: .06em; text-transform: uppercase;
  font-weight: 500;
  padding: .3rem .55rem;
  border-radius: 999px;
  border: 1px solid var(--border-2);
  color: var(--text-muted);
  background: var(--surface-2);
}
.chip--accent { color: var(--accent); border-color: var(--accent-soft); background: rgba(53,194,182,0.08); }
.chip--soft   { color: var(--text); background: var(--surface-3); }
.chip--core   { color: var(--c-core); border-color: rgba(91,141,239,0.4); background: rgba(91,141,239,0.08); }
.chip--tech   { color: var(--c-tech); border-color: var(--accent-soft); background: rgba(53,194,182,0.08); }
.chip--semi   { color: var(--c-semi); border-color: rgba(201,112,82,0.4); background: rgba(201,112,82,0.08); }

/* ---------- Scenario card ---------- */
.scenario__head { display: flex; flex-direction: column; gap: .5rem; }
.scenario__tag {
  font-family: var(--font-mono);
  font-size: .72rem; letter-spacing: .12em; text-transform: uppercase;
  color: var(--text-faint);
}
.scenario__tag--accent { color: var(--accent); }
.scenario h3 {
  margin: 0;
  font-size: 1.4rem; letter-spacing: -0.01em;
}
.scenario p { margin: 0; color: var(--text-muted); font-size: .95rem; }

.rows {
  list-style: none; margin: 0; padding: 0;
  display: flex; flex-direction: column;
  border-top: 1px solid var(--border);
}
.rows li {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: .8rem;
  align-items: center;
  padding: .85rem 0;
  border-bottom: 1px solid var(--border);
}
.rows__dot { width: 10px; height: 10px; border-radius: 50%; }
.rows__name { font-weight: 500; }
.rows__name em {
  display: block;
  font-style: normal;
  color: var(--text-faint);
  font-size: .8rem;
  font-family: var(--font-mono);
  margin-top: .15rem;
  letter-spacing: .04em;
}
.rows__amt {
  font-family: var(--font-mono);
  font-feature-settings: "tnum","lnum";
  font-weight: 700;
}

.scenario__foot {
  display: flex; flex-wrap: wrap; gap: .5rem; justify-content: space-between;
  margin-top: auto;
}

/* ---------- ETF cards ---------- */
.etf__top { display: flex; justify-content: space-between; align-items: center; }
.etf__rank {
  font-family: var(--font-mono);
  font-size: .72rem; letter-spacing: .12em; text-transform: uppercase;
  color: var(--text-faint);
}
.etf h3 { margin: 0; font-size: 1.25rem; letter-spacing: -0.01em; }
.etf p { color: var(--text-muted); margin: 0; font-size: .94rem; }

.ticker {
  list-style: none; margin: 0; padding: 0;
  display: flex; flex-direction: column;
  border-top: 1px solid var(--border);
}
.ticker li {
  padding: .65rem 0;
  border-bottom: 1px solid var(--border);
  display: flex; align-items: baseline; gap: .85rem;
}
.ticker__sym {
  font-family: var(--font-mono);
  font-weight: 700;
  color: var(--text);
  font-size: .9rem;
  min-width: 56px;
  letter-spacing: .02em;
}
.ticker__name { color: var(--text-muted); font-size: .9rem; }

.etf__stats {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: .25rem;
  margin: 0;
}
.etf__stats > div {
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: .65rem .75rem;
}
.etf__stats dt {
  font-family: var(--font-mono);
  font-size: .65rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-faint);
  margin-bottom: .2rem;
}
.etf__stats dd {
  margin: 0; font-weight: 600; font-size: .92rem;
}
.etf__stats dd span {
  color: var(--text-faint);
  font-weight: 400;
  font-size: .82rem;
}

/* Thematic optional row */
.thematic {
  margin-top: 1.5rem;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 2rem;
  background: var(--surface-2);
}
.thematic__lhs h3 { margin: .65rem 0 .5rem; font-size: 1.2rem; }
.thematic__lhs p { color: var(--text-muted); margin: 0; }
.thematic__list {
  list-style: none; margin: 0; padding: 0;
  display: flex; flex-direction: column;
  border-top: 1px solid var(--border);
  align-self: center;
}
.thematic__list li {
  padding: .85rem 0;
  border-bottom: 1px solid var(--border);
  display: flex; align-items: baseline; gap: .85rem;
}
@media (max-width: 720px) {
  .thematic { grid-template-columns: 1fr; gap: 1rem; }
}

/* ---------- Schedule timeline ---------- */
.timeline {
  list-style: none; padding: 0; margin: 0;
  display: flex; flex-direction: column;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.timeline li {
  padding: 1.15rem 1.5rem;
  display: grid;
  grid-template-columns: 90px 1fr;
  gap: 1.25rem;
  border-bottom: 1px solid var(--border);
  align-items: start;
}
@media (max-width: 1080px) {
  .timeline li { grid-template-columns: 1fr; gap: .35rem; padding: 1rem 1.25rem; }
}
.timeline li:last-child { border-bottom: 0; }
.timeline__day {
  font-family: var(--font-mono);
  font-size: .75rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--accent);
  align-self: start;
  padding-top: .15rem;
}
.timeline h4 { margin: 0 0 .25rem; font-size: 1rem; letter-spacing: -0.005em; }
.timeline p { margin: 0; color: var(--text-muted); font-size: .92rem; }

/* Fractional shares panel */
.fractional h3 { margin: 0; font-size: 1.2rem; letter-spacing: -0.01em; }
.fractional p { margin: 0; color: var(--text-muted); }
.check {
  list-style: none; padding: 0; margin: 0;
  display: flex; flex-direction: column;
  gap: .55rem;
}
.check li {
  position: relative;
  padding-left: 1.5rem;
  color: var(--text-muted);
  font-size: .92rem;
}
.check li::before {
  content: "";
  position: absolute; left: 0; top: .55em;
  width: 8px; height: 8px;
  border-left: 2px solid var(--accent);
  border-bottom: 2px solid var(--accent);
  transform: rotate(-45deg);
}
.check li em { color: var(--text); font-style: normal; }

/* ---------- Watchlist ---------- */
.watchlist {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
@media (max-width: 980px) { .watchlist { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 600px) { .watchlist { grid-template-columns: 1fr; } }

.stock {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem;
  display: flex; flex-direction: column; gap: .75rem;
  transition: border-color .2s, transform .2s;
}
.stock:hover { border-color: var(--border-2); transform: translateY(-1px); }
.stock header {
  display: flex; justify-content: space-between; align-items: center;
  font-family: var(--font-mono);
  font-size: .75rem;
  letter-spacing: .08em;
}
.stock__sym { color: var(--accent); font-weight: 700; letter-spacing: .04em; }
.stock__sec { color: var(--text-faint); text-transform: uppercase; font-size: .68rem; }
.stock h3 { margin: 0; font-size: 1.1rem; letter-spacing: -0.01em; }
.stock p { margin: 0; color: var(--text-muted); font-size: .9rem; line-height: 1.5; }

.watchlist__note {
  margin-top: 1.5rem;
  padding: 1rem 1.25rem;
  border-left: 2px solid var(--accent);
  color: var(--text-muted);
  background: var(--surface);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: .92rem;
}
.watchlist__note em { color: var(--text); font-style: italic; }

/* ---------- Platform cards ---------- */
.platform__head {
  display: flex; justify-content: space-between; align-items: center;
  border-bottom: 1px solid var(--border);
  padding-bottom: .9rem;
}
.platform__head h3 { margin: 0; font-size: 1.3rem; letter-spacing: -0.01em; }
.steps { list-style: none; margin: 0; padding: 0; counter-reset: step; }
.steps li {
  counter-increment: step;
  position: relative;
  padding: .75rem 0 .75rem 2.4rem;
  border-bottom: 1px solid var(--border);
  color: var(--text-muted);
  font-size: .94rem;
}
.steps li:last-child { border-bottom: 0; }
.steps li::before {
  content: counter(step, decimal-leading-zero);
  position: absolute; left: 0; top: .75rem;
  font-family: var(--font-mono);
  color: var(--accent);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .04em;
}
.steps li b { color: var(--text); font-weight: 600; margin-right: .25rem; }
.platform__foot {
  display: flex; flex-direction: column; gap: .25rem;
  font-size: .82rem;
  color: var(--text-faint);
  font-family: var(--font-mono);
  border-top: 1px solid var(--border);
  padding-top: .9rem;
}

/* ---------- Projections ---------- */
.proj { display: flex; flex-direction: column; gap: 1.5rem; }

.assumptions {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
}
.assumptions__head {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 1.25rem;
  flex-wrap: wrap; gap: .75rem;
}
.assumptions__head h3 { margin: 0; font-size: 1.1rem; }

.scenario-toggle {
  display: inline-flex;
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 3px;
  gap: 0;
}
.scenario-toggle button {
  background: transparent;
  border: 0;
  color: var(--text-muted);
  font-family: var(--font-sans);
  font-size: .82rem;
  font-weight: 500;
  padding: .45rem .9rem;
  border-radius: 999px;
  cursor: pointer;
  transition: background .2s, color .2s;
}
.scenario-toggle button[aria-pressed="true"] {
  background: var(--accent);
  color: var(--accent-ink);
  font-weight: 600;
}

.assump-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: .75rem;
}
@media (max-width: 820px) { .assump-grid { grid-template-columns: repeat(2,1fr); } }

.assump {
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: .85rem 1rem;
}
.assump label {
  display: block;
  font-family: var(--font-mono);
  font-size: .68rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--text-faint);
  margin-bottom: .35rem;
}
.assump label em { color: var(--text-muted); font-style: normal; }
.assump__input {
  display: flex; align-items: baseline; gap: .25rem;
}
.assump input {
  width: 100%;
  background: transparent;
  border: 0;
  color: var(--text);
  font-family: var(--font-mono);
  font-size: 1.4rem;
  font-weight: 700;
  padding: 0;
  font-feature-settings: "tnum","lnum";
}
.assump input:focus { outline: none; color: var(--accent); }
.assump__suffix {
  color: var(--text-faint);
  font-family: var(--font-mono);
  font-size: 1rem;
  font-weight: 500;
}
.assump__hint {
  margin-top: .35rem;
  font-size: .72rem;
  color: var(--text-faint);
}

/* Projection table */
.proj-table {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.proj-table__head {
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid var(--border);
  display: flex; justify-content: space-between; align-items: baseline;
  flex-wrap: wrap; gap: .5rem;
}
.proj-table__head h3 { margin: 0; font-size: 1.1rem; }
.proj-table__sub {
  color: var(--text-faint); font-size: .82rem;
  font-family: var(--font-mono); letter-spacing: .05em;
}

.proj-row {
  display: grid;
  grid-template-columns: 80px 1fr 1fr 1fr 1.1fr;
  align-items: center;
  padding: .9rem 1.5rem;
  border-bottom: 1px solid var(--border);
  font-size: .93rem;
  gap: 1rem;
}
.proj-row:last-child { border-bottom: 0; }
.proj-row--head {
  background: var(--surface-2);
  color: var(--text-faint);
  font-family: var(--font-mono);
  font-size: .7rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding-top: .65rem; padding-bottom: .65rem;
}
.proj-row__year {
  font-family: var(--font-mono);
  font-weight: 700;
  color: var(--accent);
  font-size: .9rem;
  letter-spacing: .04em;
}
.proj-row__contrib {
  font-family: var(--font-mono);
  font-feature-settings: "tnum","lnum";
  color: var(--text-muted);
}
.proj-row__val {
  font-family: var(--font-mono);
  font-feature-settings: "tnum","lnum";
  font-weight: 600;
}
.proj-row__val--base { color: var(--text); }
.proj-row__val--bull { color: var(--accent); }
.proj-row__val--bear { color: var(--text-muted); }

.proj-row__total {
  font-family: var(--font-mono);
  font-feature-settings: "tnum","lnum";
  font-weight: 700;
  font-size: 1.05rem;
  text-align: right;
}

@media (max-width: 760px) {
  .proj-row {
    grid-template-columns: 1fr 1fr 1fr;
    grid-template-areas:
      "year  year  contrib"
      "bear  base  bull";
    gap: .25rem .75rem;
    padding: .9rem 1rem;
  }
  .proj-row__year { grid-area: year; }
  .proj-row__contrib {
    grid-area: contrib;
    text-align: right;
    font-size: .8rem;
    color: var(--text-faint);
  }
  .proj-row__val--bear { grid-area: bear; }
  .proj-row__val--base { grid-area: base; text-align: center; }
  .proj-row__val--bull, .proj-row__total {
    grid-area: bull; text-align: right;
  }
  .proj-row__val { font-size: .92rem; }

  /* Repeat header labels above each value cell using a pseudo */
  .proj-row:not(.proj-row--head) .proj-row__val::before,
  .proj-row:not(.proj-row--head) .proj-row__contrib::before {
    content: attr(data-label);
    display: block;
    font-family: var(--font-mono);
    font-size: .6rem; letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--text-faint);
    margin-bottom: .15rem;
    font-weight: 500;
  }
  .proj-row--head { display: none; }
  .proj-table__head { padding: 1rem 1.25rem; }
}

/* Formula card */
.formula {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.5rem;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 2rem;
}
@media (max-width: 820px) { .formula { grid-template-columns: 1fr; } }
.formula h3 { margin: 0 0 .75rem; font-size: 1.1rem; }
.formula p { margin: 0 0 .75rem; color: var(--text-muted); font-size: .92rem; }
.formula__code {
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 1rem 1.1rem;
  font-family: var(--font-mono);
  font-size: .85rem;
  color: var(--text);
  line-height: 1.7;
  overflow-x: auto;
}
.formula__code .k { color: var(--accent); }
.formula__code .c { color: var(--text-faint); }
.formula__code .n { color: var(--c-cash); }

/* ---------- Disclaimer ---------- */
.disclaimer {
  background: var(--surface);
  border: 1px solid var(--border);
  border-left: 3px solid var(--accent);
  border-radius: var(--radius);
  padding: 1.5rem 1.75rem;
}
.disclaimer h3 {
  margin: 0 0 .5rem;
  font-size: 1rem;
  letter-spacing: .02em;
  text-transform: uppercase;
  color: var(--accent);
  font-family: var(--font-mono);
  font-weight: 600;
  font-size: .8rem;
}
.disclaimer p {
  margin: 0;
  color: var(--text-muted);
  font-size: .9rem;
  max-width: 80ch;
}

/* ---------- Footer ---------- */
.foot {
  margin-top: 2rem;
  padding: 2rem 0 3rem;
  border-top: 1px solid var(--border);
}
.foot__inner {
  display: flex; justify-content: space-between; align-items: center;
  gap: 1rem; flex-wrap: wrap;
}
.foot__brand { display: flex; align-items: center; gap: .75rem; }
.foot__meta { font-size: .85rem; }

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  * { transition: none !important; animation: none !important; }
  html { scroll-behavior: auto; }
}